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Always remember freelancers have chosen their way of work freelance because they freedom. Though, discipline and guidance are important aspects when leading a team. It does not mean you micro manage their schedule or their creative process. You need to give them enough freedom and flexibility in schedules. Remember, you might not be their only client and you cannot demand all of their time. However, you need to be clear about the project schedule and ensure your project work does not suffer due to their limited dedication. You should not restrict feedback to your regular employees only. Always give effective feedback to your freelancers. Giving them honest feedback will help them improve their performance and also build a foundation for better understanding. The feedback need not be long and you can always limit it to a few minutes. Tell them where they went wrong, how it fails to achieve the project objective and ask them to align their work accordingly.


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As the Old Testament prophet Samuel, he anointed King Saul and David, thereby assisting in laying the spiritual foundations of Israel. His next incarnation was that of Joseph, husband of Mother Mary and father to Jesus. Joseph returned to spirit during Jesus' adolescent years. It was then that Joseph of Arimathea, Mary's uncle, assumed responsibility for Mary and her family. In the 3rd century as St. Alban, he was the first martyr of England. In the 5th century, he incarnated as the Greek philosopher Proclus. As Merlin the Magician, he tutored King Arthur as a child. Later he assisted King Arthur in framing the Holy Order of the Knights of the Round Table and in establishing the quest for the Holy Grail the cup that is symbolic of the Christ Consciousness. As Roger Bacon in the 13th century, he predicted both aircraft and submarines and wrote Opus Majus a treatise on physics, chemistry, and mathematics. In the 15th century, he served as Christopher Columbus and discovered America by prophecy rather than by astronomy" Encyclopedia Britannica.



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"When he was 10 he had 2 major seizures, I didn't know what was going on," Lee's Mother, Patricia Torres, said. Just last month he was diagnosed with epilepsy, which causes him to have unexpected seizures. "We just have to watch him go through it. It's hard. Sometimes he stiffens up when he has it and makes a crying noise. He shakes and turns blue and sometimes we have to put him on his side," Torres said. "Keep him from choking on his tongue, keep him breathing. It's scary, it's a lot more than it seems. Even if a doctor says it's not all serious; every seizure is serious," Lee's Stepfather, Angel Torres, said. The Torres family could use extra help when caring for Lee which is why they are putting together a fundraiser barbeque to help afford a seizure alert dog, one that is vital to Lee's condition. "We want to get him this dog because it's trained to know before or when he's having a seizure, they'll train him on the all the signs," Patricia Torres, said.



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The major Australian banks are already subject to a higher capital charge for being Domestic Systemically Important Banks D SIBS, but offshore expansion could ultimately lead to a Global SIB categorisation and further capital imposts. In general, the thrust of post crisis regulation is towards disincentives for banks becoming too big. A final factor, virtually unique to Australia, arises from tax considerations. An increasing share of earnings generated offshore would reduce the ability of Australian banks to pay fully franked dividends. This is equivalent to banks facing a higher cost of capital for overseas activities than for domestic activities. For shareholders such as this writer in ANZ or other Australian banks, this would mean that offshore expansion would need to be even more profitable than domestic activities to be value adding. Then, and it is an unlikely outcome, higher partially franked dividends could be paid to offset the reduction in franking. So: the cost of capital is probably higher for overseas versus domestic activities of Australian banks due to dividend imputation; capital requirements are a bigger problem; and the ASEAN region is putting some potential roadblocks in place which hinder ease of foreign bank entry and competitiveness. And added to all that is the massive potential disruption to traditional banking being posed by innovation and Fintech, requiring a focused response to preserve competitive advantages in existing markets and products. Author: Kevin Davis, Research Director of Australian Centre for FInancial Studies and Professor of Finance at Melbourne and Monash Universities, Australian Centre for Financial StudiesDwelling values across Australias capital cities were 0. 9% higher in January driven partially by a rebound in Sydney and Melbourne.

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